Requirements to Open an Account

The member must have a Share Savings Account in good standing and no delinquent loans.  The minimum required balance must be deposited upon opening the account.  Dividends will be posted to the members share savings account quarterly on the last day of the quarter.

• Opening funds must be from new funds, funds from a source other than current MOBC FCU funds on deposit.
• Early Withdrawal Penalty - MOBC FCU will impose a penalty if you attempt to withdraw any of the principle before the maturity date.Renewal Policy
• Automatic Renewal - all investment certificates will automatically renew on the maturity date.  You must notify MOBC FCU within the 10 calendar-day grace period after automatic renewal to either close OR withdraw funds without penalty.
• Dividend Posting - dividends will post on the last calendar day of the Dividend Period. 

Please reveiw the Certificate of Deposit Account Disclosure  under Disclosures on the About Us tab. 

See the current certificate rates under Rates.