Explore the open road or waters in style with the right financing.

RV and Boat loans are usually considered personal loans from online lenders.    We treated these loans as secured loans to pay for your camper, motorhome or boat.  Since the loan is guaranteed by collateral, secured loans typically have lower rates than unsecured loans.

What is the current interest rate for RV loans?

Similar to repayment terms, the annual percentage rate on RV and loans varies.

Loan Rates

If you’re applying for a secured RV or Boat loan, you’ll need to supply vehicle information, like the vehicle year, make, model and model number and the VIN number.

Is the interest Tax Deductible?

To do this, your RV or boat will need to qualify as either a primary or secondary home. Then, your loan is treated as effectively the mortgage on a home. This qualifies you to deduct the interest that accrues on your RV loan if you itemize your deductions.  

The RVs or Boat must meet the requirements for a home defined by the IRS to qualify for a deduction.  Tax law can be little complicated. So, we recommend you consult with a tax professional for help.

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