WHAT DOES MOUNT OLIVE BAPTIST CHURCH FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Facts

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account balances and payment history
• Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons MOBC FCU chooses to share, and whether you can limit this sharing.

How does MOBC FCU share your information?

Reasons we can share your personal information	Does MOBC FCU Share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	No	No
For joint marketing with other financial companies	No	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don't share
For nonaffiliates to market to you. Note:  We do not share phone numbers for SMS opt-in messaging.	Yes	Yes

Questions?

Call (817-261-9325)

Who we are

Who is providing this notice?

Mount Olive Baptist Church Federal Credit Union
514 N.L. Robinson Dr.
Arlington TX 76011

What we do

How does MOBC FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does MOBC FCU collect my personal information?

We collect your personal information, for example, when you:

• open an account or deposit money
• pay on your loan or apply for a loan
• make a withdrawal

We also collect your personal information from others, such as credit bureaus.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• None

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• We disclose to non-affiliated companies only for our everyday business purposes, such as to process transactions, maintain accounts, respond to court orders and legal investigations or report

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• American  Income Life 

Other important information

Call 817-261-9325 if you have any questions.