Mount Olive Baptist Church Federal Credit Union

Quarterly Referral Drawing!

What’s better than helping a friend?

Helping a friend AND having the chance to win $100 in cash!

When you refer a church member or an immediate family member to MOBC FCU, and they become a member; you will both be entered in our quarterly drawing.

It's simple:

Invite a MOBC church member or family member to MOBC FCU*
Drawings held at the end of each quarter
New members must advise MOBC FCU staﬀ you referred them
Apply online to join the credit union

*Immediate family includes parents, children, sister, brother, and grandparents/children.

New Fee Schedule

After careful consideration, we have determined an increase to our fee schedule is required for the first time in over 20 years.

This change is necessary due to increased operational costs. We have made every effort to keep this increase minimal while continuing to offer the high standard of service you expect from us.

The new Fee Schedule below will take effect on September 1, 2025

FEE	CURRENT FEE	NEW FEE
NSF Fee	$25.00	$35.00
Late Fee	$25.00	$30.00
Cashier’s Check	$ 3.00	$ 5.00
Stop Payment	$ 0.00	$25.00
WIRE Outgoing Domestic	$15.00	$25.00
WIRE Outgoing International*	$15.00	$30.00
Notary Fee**	$ 6.00	$10.00

* Incoming Wires are free

** $1.00 for each additional signature

MOBC FCU offers GAP!

Don’t buy GAP coverage from the dealership.

We can save you hundreds of dollars when we finance your loan!

Is GAP Insurance Worth It? The cost of GAP is worth it if you owe more on your car loan than the car is worth in the event the auto is totaled or stolen. GAP insurance can help bridge that gap.

What Everyone Ought to know About GAP ....... before it's too late

You asked and we delivered!

CDs are available

Financial safety is a hallmark of traditional CDs. We strive to give members tools to build a strong financial foundation.

CDs benefits include:

Earn higher interest rates than a saving accounts, so the earnings grows faster
Interest rate is fixed for the duration of your term, regardless of market changes
Flexibility to choose CD term
NCUA insured and low risky

Call us at 817-261-9325

Check out our CD Rates CD Terms

ACH Transfers Now Available

Set up free deposit and auto loan payment transfers and never miss a payment.

MOBC FCU provides the simplest, fastest way to send and receive payments online via payroll or bank to bank ACH transfers. Sign into your online account and complete a Bank to Bank Enrollment form to make loan payments and deposit.

Download our mobile app and submit a request.

Referral Drawing

Want an Easy Way to Win $100?
New Fee Schedule

New Fee Schedule effective 9/1/2025
GAP Coverage

Guaranteed Asset Protection
Now offering CDs

CDs are available
ACH Transfers

Now Available

New & Current
Year Auto
as low as

1.99

%

APR*

Calculate
New
Motorcycles
as low as

5.50

%

APR*

Calculate
New Boats
& RVSs
as low as

7.50

%

APR*

Calculate
Share
Dividend
as high as

1.00%

%

APY*

Calculate

Now Offering Online Services

Take advantage of the many convenient online services MOBC FCU has to offer. Safe, Secure & Easy to use... start today!

Welcome Family Members

Your immediate family members are also eligible for membership with MOBC FCU!

Learn More

News & Events

Check for Recalls

Search vehicles, car seats, tires and other equipment for safety recalls, investigations, complaints and manufacturer communication.

What Are the Major Differences Between a Bank and a Credit Union?

We know when it comes to managing your finances you have various options, including banks and credit unions.

How to Save Your First $1000

When bills are piling up and the cost of living seems to increase each day, one of the last things on your mind might be stashing a few dollars aside every month for a rainy day.

Attention MOBC Federal Credit Union Members!