Note: Effective January 1, 2023 and subject to
change
New & Current Year used Cars/Trucks:
2.99% APR up to 72 months
(with approved credit).
|
TYPE OF LOAN
|
TERM
|
INTEREST RATES
|
FINANCE TERMS
|
Signature Loan
(no collateral)
$500 - $3,500
|
6 to 24 months
|
9% to 17%
|
Rates determined by the overall credit
worthiness of each applicant.
|
|
Share secured Loans (up to amount on deposit)
|
6 - 60 months
|
2.99%
|
-
Member's Share account must be pledged as
security for Loan.
-
Share account balance must be equal to or
greater than loan payoff at all times.
|
|
New & Current Year Used Cars and Trucks
& non-purchase collateral
|
Up to 72 months
|
2.99% – 11.49%
|
Rates determined by the overall credit
worthiness of each applicant.
|
Used vehicles
( 1 - 2 yrs. Old) & non-purchase
collateral
|
Up to 72 months
|
3.49% - 11.99%
|
Same as above, and based on NADA book values
for vehicle.
|
Used vehicles
( 3 - 4 yrs. Old) & non-purchase
collateral
|
Up to 60 months
|
4.49% - 12.49%
|
(Same as above.)
|
Used vehicles
( 5 yrs. & Older) & non-purchase
collateral
|
Up to 48 months
|
4.99% – 12.99%
|
(Same as above.)
|
|
Auto Refinancing
|
Up to 60 months
|
TBD
|
-
Rates determined by the overall credit
worthiness of each applicant.
-
Applicant has the option to include
necessary fees in loan amount.
|
|
New Boats & RVs
|
Up to 72 months
|
7.50% - 16.00%
|
Same as above, and based on NADA book values
for boats and RVs.
|
|
Used Boats & RVs
|
Up to 48 months
|
9.25% - 17.00%
|
Same as above, and based on NADA book values
for boats and RVs.
|
|
New Motorcycles
|
Up to 60 months
|
5.50% - 15.00%
|
Same as above, and based on NADA book values
for Motorcycles.
|
|
Used Motorcycles
|
Up to 48 months
|
9.50% - 17.00%
|
Same as above, and based on NADA book values
for Used Motorcycles.
|
