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Q: How long do I have to be a member before I
can apply for a loan?
A: There is no length of time you
must wait before applying for a loan. However, you
must have a minimum $30.00 on deposit in your
share savings account before you can apply for a
loan.
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Q: Do I automatically qualify for a loan
because I am a member of the credit
union?
A: No. Being a member means you
are entitled to apply for any loan offered by MOBC
FCU. Although our goal is to provide a financial
solution for every member, each member must meet
our credit approval requirements for a particular
loan product.
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Q: How do I apply for a loan?
A: MOBC FCU has several
convenient ways to apply for a loan including in
person,
or online.
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Q: How long will it take to for my loan to be
approved?
A: Our loan department is
committed to providing each member with an
answer/response to their loan request within 24-48
hours.
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