Note: Effective
January 1, 2023 and subject to change
New & Current Year used Cars/Trucks:
2.99% APR up to
72 months (with approved credit).
| TYPE OF LOAN |
TERM |
INTEREST RATES |
FINANCE TERMS |
Signature Loan
(no collateral)
$500 - $3,500 |
6 to 24 months |
9% to 17% |
Rates determined by the overall credit worthiness of each applicant. |
| Share secured Loans (up to amount on deposit) |
6 - 60 months |
2.99% |
- Member's Share account must be pledged as security for Loan.
- Share account balance must be equal to or greater than loan payoff at all times.
|
| New & Current Year Used Cars and Trucks & non-purchase collateral |
Up to 72 months |
2.99% – 11.49% |
Rates determined by the overall credit worthiness of each applicant. |
Used vehicles
(
1 - 2 yrs. Old) & non-purchase collateral |
Up to 72 months |
3.49% - 11.99% |
Same as above, and based on NADA book values for vehicle. |
Used vehicles
(
3 - 4 yrs. Old) & non-purchase collateral |
Up to 60 months |
4.49% - 12.49% |
(Same as above.) |
Used vehicles
(
5 yrs. & Older) & non-purchase collateral |
Up to 48 months |
4.99% – 12.99% |
(Same as above.) |
| Auto Refinancing |
Up to 60 months |
TBD |
- Rates determined by the overall credit worthiness of each applicant.
- Applicant has the option to include necessary fees in loan amount.
|
| New Boats & RVs |
Up to 72 months |
7.50% - 16.00% |
Same as above, and based on NADA book values for boats and RVs. |
| Used Boats & RVs |
Up to 48 months |
9.25% - 17.00% |
Same as above, and based on NADA book values for boats and RVs. |
| New Motorcycles |
Up to 60 months |
5.50% - 15.00% |
Same as above, and based on NADA book values for Motorcycles. |
| Used Motorcycles |
Up to 48 months |
9.50% - 17.00% |
Same as above, and based on NADA book values for Used Motorcycles. |
