Q: How long do I have to be a member before I can apply for a loan?
A: There is no length of time you must wait before applying for a loan. However, you must have a minimum $30.00 on deposit in your share savings account before you can apply for a loan.

Q: Do I automatically qualify for a loan because I am a member of the credit union?
A: No. Being a member means you are entitled to apply for any loan offered by MOBC FCU. Although our goal is to provide a financial solution for every member, each member must meet our credit approval requirements for a particular loan product.

Q: How do I apply for a loan?
A: MOBC FCU has several convenient ways to apply for a loan including in person, online at by Clicking Here.

Q: How long will it take to for my loan to be approved?
A: Our loan department is committed to providing each member with an answer/response to their loan request within 24-48 hours.